Illinois Health Insurance Practice Exam

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Prepare for the Illinois Health Insurance Exam with comprehensive quizzes that feature multiple choice questions, flashcards, and detailed explanations. Get ready to excel on your exam!

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HMO's have the _____ restrictions on where the insured can go for service.

Fewest
Greatest
Equal
Varied

The correct answer is: Greatest

HMOs have the greatest restrictions on where the insured can go for service. This is because Health Maintenance Organizations (HMOs) typically require insured individuals to choose a primary care physician (PCP) from a network of healthcare providers and seek referrals from the PCP to see specialists or receive certain medical services. In contrast, other types of health insurance plans may offer more flexibility in choosing healthcare providers without the need for referrals.